El otro blog para cosas más serias

El otro blog para cosas más serias
El otro blog para cosas más serias

miércoles, 1 de junio de 2011

Reflexiones de un banquero sobre la función social del banquero

De un artículo de Nocera en NYT sobre un banquero llamado Wilmers
“To me, banks exist for people to keep their liquid income, and also to finance trade and commerce.” Yet the six largest holding companies, which made a combined $75 billion last year, had $56 billion in trading revenues. “If you assume, as I do, that trading revenues go straight to the bottom line, that means that trading, not lending, is how they make most of their money,” he said.
First, it meant that banks were taking excessive risks that were never really envisioned when the government began insuring deposits — and became, in effect, the backstop for the banking industry. Second, bank C.E.O.’s were being compensated in no small part on their trading profits — which gave them every incentive to keep taking those excessive risks.

1 comentario:

Ignacio dijo...

Lo curioso es que, a pesar de que es común reconocer que el sistema retributivo de los CEOS incita al desman (ie. cocinarlibros, utilizar grupos, alterar opciones, etc), nuestro remedio es el voto consultivo...

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